Budget planner

Article last updated: 20/05/09

Ensure all income is after-tax.  
Do not use commas.  
Amounts entered are: weekly fortnightly annual
Income
Income (after tax) You Your Spouse
Income from salary $ $ 
Income from retirement product(s) $ $ 
Benefits $ $ 
Investment income $ $ 
Other income $ $ 
Total Weekly Income
 $ $ 

Expenses
 Home You Your Spouse
Rent or mortgage $ $ 
Water rates $ $ 
Home and contents insurance $ $ 
Land rates $ $ 
Maintenance/repairs $ $ 
 Investment Property You Your Spouse
Rent or mortgage $ $ 
Water rates $ $ 
Home and contents insurance $ $ 
Land rates $ $ 
Maintenance/repairs $ $ 
 Repayments You Your Spouse
Car loan $ $ 
Credit cards $ $ 
Store cards $ $ 
Personal loan $ $ 
Equipment rental $ $ 
Other debt $ $ 
 Utilities You Your Spouse
Electricity $ $ 
Gas $ $ 
Telephone $ $ 
Internet $ $ 
Cable TV $ $ 
 Transport You Your Spouse
Petrol $ $ 
Public transport $ $ 
Vehicle(s) registration $ $ 
Vehicle(s) maintenance/repairs $ $ 
Vehicle(s) insurance $ $ 
 Food You Your Spouse
Groceries $ $ 
Eating out - lunches $ $ 
Eating out - dinners $ $ 
 Education You Your Spouse
School fees $ $ 
Uniforms $ $ 
Self education $ $ 
Books $ $ 
Out of school activities $ $ 
Child minding $ $ 
 Medical You Your Spouse
Health insurance $ $ 
Doctor $ $ 
Dentist $ $ 
Optometrist $ $ 
Alternative therapies $ $ 
Other (eg phsio, podiatry, chiro etc) $ $ 
 Personal You Your Spouse
Clothing $ $ 
Personal grooming $ $ 
Hobbies $ $ 
Sport (gym membership, clubs etc) $ $ 
Holidays $ $ 
Gifts $ $ 
Alcohol $ $ 
Cigarettes/tobacco $ $ 
Cinema/videos/DVD $ $ 
Mobile phone $ $ 
Donations $ $ 
Magazine/newspaper subscriptions $ $ 
Other (eg dry cleaning, fines, etc) $ $ 
 Other You Your Spouse
Life/income/term insurance $ $ 
Pets (food, vet bills) $ $ 
Special projects $ $ 
Total Weekly Expenses
 $ $ 

 Summary  
After tax income   $ 
Less your living expenses
 
 		 $ 
Total Weekly Surplus/Deficit
 $ 

Disclaimer
This Budget Planner is not designed to provide financial, investment or taxation advice or recommendations and should not be relied upon as such. The results do not take into account the investment objectives, financial situation and circumstances of any particular person. It is strongly recommended that you discuss the results with your financial adviser to assess your individual circumstance. Individuals will not be able to purchase investment/financial products from AXA unless the Product Disclosure Statement (PDS) related to those products have been read and understood in full. AXA nor any of its subsidiaries accepts any liability for any omissions, errors or inaccuracies in the results generated by the calculator or use thereof.